Dec 10, 2018

Investment Options For Your 13th Month Pay

Ah, the ever anticipated 13th Month Pay!

Some may have waited for it because of the need for Christmas shopping budget, but for those who are still confused on how to spend their bonus, hold your horses and don’t overspend just yet!

As 2019 approaches, it’s good to open the year by being wiser especially when handling your finances. For those who easily get overwhelmed by the complexity of Mutual Funds and Stock Markets, don’t worry because there are many options to choose from – feel free to explore and take your pick!

Investing in Yourself

Top of the list is the best place to invest in – Yourself. Enroll yourself in development classes on things you’re passionate about, attend business seminars and talks, or go the extra mile and save up to pursue higher education.

Doing so will not only increase your professional value in the workplace, but also give you a sense of fulfillment in the long run.

Business Ventures

If you’re interested in expanding your horizons, jumpstarting your own business is also a good way to invest. Just make sure to plan, plan, plan ahead before diving headfirst because you wouldn’t want to end up bankrupt when you’re just starting out, right?

Variable Universal Life (VUL)

Investing is always a forward-thinking thing. But what if you can prepare for two things in the future through just one method? This is where Insurance Investments come in.

Today, several insurance policies offer the option wherein a certain percentage of your premiums can be converted into a growing investment fund as well. Hitting two birds in one stone, indeed!

Real Estate

Lastly, if you want to establish something more permanent, why not invest in real estate? Who knew that just by using your 13th month pay as down payment, you can actually have your very own property? Plus, you can even lease it and earn more which in turn, you can use for other investment options! Win-win!

If you are having a hard time deciding, then why not choose more than one? After all, the more investments that you seed as early as now, the more you get after some years so there’s really no better time to start than today.

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Dec 10, 2018
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