Dec 14, 2018

4 Reasons Why Saving Up Matters

Whenever you receive your paycheck, what do you do with it? Are you a one-day millionaire or do you actually tuck some away for a rainy day? Because come on, let’s face it: Saving up is hard to do – hard but actually very important.

“Why?” you ask. Well, here are four reasons why it’s a must to tighten up your belt and stash some cash!

Road to Independence

It’s in the nature of Filipinos to have tight family bonds which also means that children (yes, even those of legal age) still reside in their parents’ houses. This also means that most expenses are shouldered by the working adults, but this doesn’t signify that you have to rely on them for everything – especially not for personal reasons like party night out with friends, or worse, dates with your special someone!

Saving up is one of the first steps of gaining independence since it’s a way of showing that you’re responsible enough to handle your finances so be sure that you’re up for it!

Financial Stability

Going head-on into something you’re not sure about can be scary. But while you can’t exactly predict the future, you can still prepare for it. Whether you’re aiming to move out, to start a family, to retire, or to take up higher education, it is important that you’re financially ready for what’s to come because when you do, it might not be as scary as it seems to be.

SOS Emergency!

Speaking of the unpredictable future, you’ll never know when emergencies can happen so it’s important to always have your personal stash of crisis funds. May it be for medical emergencies, property damages, or other unexpected expenses, it pays to be prepared! Plus, it’s better to be safe than sorry, right?

Treat yo’ self!

Of course, saving up doesn’t always have to be equated with being a scrooge. Rather, you can actually save up for something big and splurge on yourself – like a well-deserved vacation, or a new laptop you definitely need!

With so many sales going on wherever you look, and the emergence of online shopping, saving can be a real challenge. The trick is to always keep your eyes on the prize and keep in mind that one day, your future self will thank you for it.

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Dec 14, 2018
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